Although the Club makes a reasonable attempt to conduct its events safely, you should recognize that riding a bicycle on public roads can be hazardous and you must prepare adequately and have an adequate level of fitness for the planned activity. Additional safety considerations for group riding are stated in this section.
The club may hold skills training clinics from time to time, designed to improve safety for you and those around you. Members are encouraged to attend these clinics. See the website for further information.
All accidents on a Club ride must be reported to the Club Executive who will ensure the filing of an accident report with TRIATHLON ONTARIO (TO) using the TO’s Accident Report Form. The contact information for the Club Executive can be found on the Club website.
Club members are responsible for bringing forward to the Ride Leaders and Club Executive any safety issues on Club Rides and Club Races. The member should withdraw from the ride if they feel unsafe.
Equipment
You must have a bicycle in good working order. If you show up on a machine that an experienced member thinks is unsafe, you may not be welcomed to join the group.
Wheels should be running true and tires should be in good condition and inflated appropriately. Check all nuts and bolts for tightness. You must carry a reliable pump – with the right adapter for your tubes/tubeless tires, and at least one spare inner-tube/tubeless tire with the right valve stem for your rims. Carry Allen keys, tire levers, cash, ID card, and Club Membership Card.
TO Membership and Insurance
1. Fusion Trilife Club annually registers with TRIATHLON ONTARIO, thus obtaining General Liability Insurance coverage for the organization for sanctioned activities and events. General Liability Insurance is designed to protect a person (member) or any entity (Club, Team, TRIATHLON ONTARIO) against any legal responsibility arising out of a negligent act or failure to act as a prudent person would have acted, which results in bodily injury or property damage to another party.
2. Membership with Fusion Trilife Club is conditional upon all members purchasing an TRIATHLON ONTARIO membership for that cycling season. With TO membership, a member has access to individual General Liability Insurance coverage and, depending on the level of membership, Sport Accident Medical Benefits coverage while participating in sanctioned activities. Sport Accident coverage provides these members an opportunity to have some medical expenses covered as a result of an injury sustained during a sanctioned activity or event. This program is secondary to Provincial Health Care Program coverage and any existing benefit program coverage of the member. Common expenses can include physiotherapy, dental coverage or coverage for other medical costs. Members should familiarize themselves with the terms of the insurance coverage, and can obtain more details at the OC website.
3. For anyone needing additional coverage, you can also purchase additional Personal Sport Accident Medical Benefits coverage when obtaining your TO membership. There are two options: Personal Training or Anytime-on-Bike (which includes using your bike for commuting purposes). This additional coverage does NOT cover liability.
Membership Overview
1. To be a member in good standing of Fusion TriLife Club (“Fusion”, “Club”), you must be registered for the year (usually in December or January) and have paid the annual membership fee. Membership is for one calendar year (January 1 to December 31).
2. To participate in Club rides, you must abide by the Club’s Risk and safety Plan (Part A) that is designed to make our events enjoyable and safe for all.
3. Anyone not following the Club’s rules may be suspended from all Club events.
4. Membership in the Club is open to anyone who wishes to participate in all or some Fusion events and/or to promote the sport of Triathlon for the benefit of all members.
5. Members in good standing are those who:
a) Have completed all membership documents, fees and payments to the Club and submitted them through Triathlon Ontario.
b) Continue to comply with all the rules, policies and procedures of the Club.
c) Are able to provide proof of TO Club membership for the current calendar year upon request.
Membership Rights
6. Members in good standing are entitled to:
a) Participate in all Fusion events
b) Receive communications regarding Club activities
c) Attend and contribute to the Club’s Annual General Meeting and Special Meetings
d) Nominate and vote for the Club’s Directors in accordance with the Club’s Bylaws
e) Receive current financial statements upon request from the Club’s Executive
Insurance
7. Provisions of the insurance policy to all Club members are provided by Cycling Canada (by way of the TRIATHLON ONTARIO affiliation). This includes:
a) Comprehensive General Liability and Professional Liability for Club members, volunteers and coaches while participating in and traveling to and from TO approved Club events.
b) Participation in out-of-province and international events may require additional coverage not provided by the core program offered to the Club through Cycling Canada’s organized insurance program unless approved by the TO.
c) Sports Accidents, Death & Dismemberment (this coverage is secondary to any other health care plan(s). Expenses eligible under any other healthcare plan(s) must be submitted to that plan(s)).
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